How do I quickly rebuild my credit and raise my score?
If you don’t have credit. THE FASTEST WAY, Is to ask your parent, close relative or spouse if they will add you as an authorized user on their credit card account/s that have perfect payment histories and debt below 15%. The Perfect payment history and credit limit are placed on your credit files. — This gives an instant record of years of on time payments and high limits. Some see score increases of 100 or more points in 3 weeks. A person with an empty credit file can have perfect credit 770–810 in about 21 days.