Hello! In each lender, before issuing a loan, be sure to check the credit rating of his client. And when you are looking for a loan on good terms, you definitely need to know your credit score in order to understand what conditions you can expect. One of the easiest ways to find out your credit score is to use the online service experian which has been specializing in this for many years. This service is quite easy to use and provides an accurate credit score report.