Hello, I want to tell you to be very careful with credit companies. After all, people with low credit ratings are their main target, people like you they use to their advantage. So read reviews of companies that provide such services, and be careful about the papers you sign. For example, alleviate financial solutions americor offers a very low-interest rate, but they will cheat you and give you a much higher rate. So good luck finding a lender and be very careful.