Insurance question: Provider billed insurance for larger service, but didn't charge me?
PSA update for anyone reading this:
When you go to a restaurant, you get a menu with prices of what the meal will cost. The bill you get at the end of the meal is reflective of the menu prices. If it were hundreds or thousands or even just a couple of dollars more, you would be understandably concerned and upset. It wouldn't be right.
Unfortunately, that is not how it is with healthcare. A medical provider can provide a "good faith estimate," yet still ultimately bill hundreds or thousands of dollars more than that estimate. You have more rights working with a small family owned restaurant, than you do with big healthcare. (no surprise) I'm fairly certain that some of the responses here are from folks okay with silencing average healthcare patients from expressing their concerns.
Hello, I had a question about insurance billing with a PPO in California. I received a smaller service that is estimated to cost somewhere between $200-500 typically, and would typically be almost if not entirely covered by insurance. However, my provider billed my insurance for a different claim worth over $2000, and insurance said I would be responsible for $550 of that.
However, the provider has never sent me a bill. Is this typical? Do I do anything? Basically:
Provider gave me service.
Provider billed insurance for a dfiferent service that was way more expensive.
Insurance said I would be responsible for a big chunk of it Chiropractors Billing Services.
Provider did not at the time tell me it would cost anything, and has not asked me to pay for it. It's been about three weeks.